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How to Build a Strong Credit Score from Scratch

Published Nov 20, 24
0 min read


New to credit and unsure where to start? Here’s how to build credit from the ground up.

Begin with a Secured Credit Card

A secured credit card can be your best friend. Maintain low balances and make timely payments.

Learn the Major Credit Score Influencers

Your payment history and credit utilization are crucial to your score. Aim to pay off your balance in full whenever possible.

Need guidance on building credit? WyHy advisors are here for you!

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